The Cautious Investor

By Jean Marie Daley Back in March, Congress approved a $2.2 trillion dollar stimulus package referred to as the Coronavirus Aid, Relief and Economic Security Act (CARES). This was a bipartisan effort to protect Americans from the fallout of COVID-19 by providing quick and direct economic assistance to individuals, families, and businesses. Although this was…

By Jonathan Lapine, CPA, CFP® For investors who utilize diversified portfolios, particularly those approaching or in retirement, Bonds can often represent a significant portion of one’s overall portfolio. With Federal Reserve Chairman Jerome Powell recently confirming the Fed’s desire to keep interest rates low for the foreseeable future, some have begun to question the efficacy…

By Paulette C. Pasquale,CFP® During this past six months, our lives have been impacted in many ways, some enlightening, some disturbing and many in between.  For some, it is causing them to consider retirement sooner rather than later.  Perhaps their job has been eliminated, or perhaps they are concerned about their health with returning to…

By Ryan Glinn, CFP®, MBA, CLTC® With the growing popularity of Retirement Target Date Funds within qualified plans such as 401(k)’s, 403(b)’s, and 457(b)’s, many people tend to think their retirement eggs are in one basket. Some folks see online or on their statements that they own and contribute to one mutual fund, and they…

By Jonathan Lapine, CFP ®, CPA and Jean Marie Daley When people think of investing, they generally think of stocks, but many investors’ portfolios are largely comprised of bonds as well. In fact, the U.S. bond market is massively larger than the U.S. stock market; approximately double the size*. Knowing this, it is important to understand the…

By: Jonathan Lapine, CFP ®, CPA Ever since the advent of the 401K in 1978, more share of the burden to financially prepare for retirement has shifted from one’s employer to the employee themself.  Company pension plans designed to provide lifetime income to loyal employees at retirement have slowly vanished from the retirement income scene. …

During this time of being at home more, now is your chance to finish that project we all put off for later – estate planning. Getting your estate planning documents organized will ensure that your loved ones are protected and that your wishes will be met. You never know what tomorrow might bring. In this…

When the market is tumultuous – like it’s been with the coronavirus – it’s easy to get caught up in the frenzy. However, seasoned investors know to find the positive of every situation. Yes, we’re in a bear market, but opportunities may present themselves. One option for investors to capitalize on a downturn is tax-loss…

What is it and why do it? Succession planning is a proactive, strategic approach that allows an owner to exit their business on their own terms. Not all businesses are created equal, and one of the more common misconceptions we’ve seen business owners have is related to the time frame it takes to walk away…